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Germany

Europe

Taxed on the progressive scale as self-employed (often freiberuflich), not under the flat capital-gains tax. Trade tax depends on Finanzamt classification.

How it's classified

Self-employment income (often freiberuflich 'other self-employed income'), a service fee — NOT the 25% Abgeltungsteuer on personal capital.

Tax rate

Progressive 14–42%, up to 45%, after the ~€12,096 Grundfreibetrag.

Social contributions

No mandatory state pension for the general self-employed, but health/care insurance must be arranged. If classed as Gewerbe, ~7–17% trade tax applies; freiberuflich is exempt.

Registration / regime

Register with the Finanzamt; freiberuflich vs Gewerbe is decided case-by-case. Kleinunternehmer VAT relief may apply.

Crypto payouts

USDC is ordinary business income at EUR value on receipt; a later sale is a separate event.

General information only — this is not tax or legal advice. Rules change and depend on your situation. Always confirm with a qualified tax professional in your country.
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