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Montenegro

Europe

Entrepreneurial income taxed progressively from 0% to a 15% top rate, plus social contributions of ~11%+. Small traders under EUR 30,000 turnover may elect simplified lump-sum taxation.

How it's classified

Entrepreneurial / self-employment income (income from independent activity) - not capital gains.

Tax rate

Progressive: 0% up to EUR 8,400, 9% from EUR 8,400-12,000, 15% above EUR 12,000.

Social contributions

Sole traders pay social/pension contributions (~11%+) on a salary base; lump-sum option if turnover under EUR 30,000.

Registration / regime

Register as a sole trader (preduzetnik); lump-sum taxation option under EUR 30,000 turnover; monthly installments.

Crypto payouts

No dedicated crypto rules; USDC profit-share booked as business income at EUR value on receipt.

General information only — this is not tax or legal advice. Rules change and depend on your situation. Always confirm with a qualified tax professional in your country.
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