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South Africa

Africa

Ordinary revenue income at 18–45% (not the lower CGT rate), because trading for profit is revenue in nature. Register as a provisional taxpayer with twice-yearly payments. SARS is tightening crypto reporting.

How it's classified

'Normal' (revenue) income — a paid, systematic prop trader carries on a trade, so receipts are gross income, not capital.

Tax rate

Individual sliding scale 18–45% (2025/26).

Social contributions

No US-style social tax; UIF/SDL are employment-based and generally don't apply to a sole proprietor's business income.

Registration / regime

Register as a PROVISIONAL TAXPAYER; two provisional payments (Aug + Feb) plus the annual ITR12.

Crypto payouts

USDC is income at ZAR value on receipt; as a trader, gains are revenue (up to 45%), not the lower CGT rate. Declare all crypto receipts.

General information only — this is not tax or legal advice. Rules change and depend on your situation. Always confirm with a qualified tax professional in your country.
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